Description:

Provides grants up to $40,000 to assist low-to moderate income households to complete critical home repairs, including:
- Roofing
- Windows & doors
- Heating & cooling
- Electrical
- Plumbing
- Lead Based Paint, mold and asbestos remediation
- Kitchens
- Bathrooms
- Flooring
- Foundation and structural repairs
- Wheelchair ramps
- Widening doorways
- Accessible kitchens and bathrooms

Also provides loans of up to $20,000 for repairs, accessibility improvements and other home improvements. Assistance is structured as a 3%-interest loan with monthly payments, payable over a maximum ten-year period. Loans can be paired with the grant program if the homeowner exceeds the available grant amount or would like to make improvements that are not eligible under the grant program.

* Lake County:
The waitlist is currently closed (Except for city of North Chicago). If you!€™d like to be notified when the waitlist opens again https://www.cpahousing.org/home-repair/home-repairs-improvements/

Eligibility:

Key eligibility criteria:
- Assistance is available for homes anywhere in Lake County and Cook County
- The rehabilitation must result in a sustainable and habitable living environment
- Homeowners must use the home as their principal residence
- Homeowners must be current on property taxes
- Homeowners must have homeowner!€™s insurance
- Homeowners must meet relevant underwriting criteria

Annual GROSS household income (i.e. the combined pre-tax income from all sources for all members of the household) cannot exceed the below limits. Income limits are based on household sizeMust be a resident of Lake County and meet income guidelines for both home repair and accessibility program:
Household Size 80% AMI
1 $61,800
2 $70,600
3 $79,450
4 $88,250
5 $95,350
6 $102,400
7 $109,450
8 $116,500
Homeowners must also use the home as their principal residence, be current on property taxes, and have homeowner!€™s insurance.
For the accessibility program, at least one member of the household must be 62 years old or older or have a disability which substantially limits one or more major life activities.

Languages:

Spanish

Program Fees:

No fee.

Intake Process:

Call, email, or visit during program hours to apply.

Documents required:
- Photo ID
- Proof of residence
- Proof of income

Contacts

Phone Numbers

Address Listings

Handicap Accessible?

Yes

Wishlist:

None

Volunteer Opportunities:

None

Legal Status:

Non-Profit

Date of Official Change:

November 20, 2023

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